Terrorism

Terrorism continues to evolve as an ongoing threat. Managing the complex and dynamic nature of terrorism risk today requires a combination of strategies and tactics that protect people, property, and finances and a broker who understands not just the global situation but clients specific needs.

Our war and terrorism team offers dedicated and specialist services encompassing all aspects of war, terrorism and political violence available in the global marketplace. The coverage gives clients and their business unique protection from some of the most unpredictable risks in the world. We help clients access all available solutions, with competitive terms that cost-effectively transfer the risks of terrorism.

Worldwide, terrorism insurance provides coverage to individuals and businesses for potential losses due to acts of terrorism. Before the 9/11 attacks in the US, standard insurance policies included terrorism coverage as part of the package. Now, terrorism coverage is generally offered separately at a price that more adequately reflects the current risk. Ideally, all big and small companies, infrastructure projects, schools, colleges, hospitals, government and private buildings, ports, hotels, stadiums and all business activities should be covered by terrorism insurance.

Property damage to buildings from a terrorist attack may include claims for business interruption — which means the insured can claim for loss of business after terror.